SBA Credit Analyst 6
Core
Approve or recommend credit decisions for new, renewal, and SBA-guaranteed loans by analyzing borrower eligibility, repayment capacity, and collateral adequacy.
Role type
Senior credit analyst (SBA lending)
Builds
SBA 7(a) and 504 loan portfolios
Domain
Banking / Small Business Administration lending
Required skills
Credit analysis, financial statement review, cash flow analysis, collateral valuation, SBA program compliance, risk assessment, technical report writing
Preferred skills
Master's degree, CPA certification, economics/accounting/finance background, SBA 7(a) and 504 loan structure expertise
Technologies
Credit analysis software, financial modeling tools
Responsibilities
Conduct complete credit analysis including gathering and interpreting credit information; evaluate borrower eligibility and repayment capacity; analyze financial statements and industry trends; review customer accounts and portfolios for credit quality and compliance issues; prepare credit memorandums and loan approval packages; collaborate with lending and underwriting teams.
Seniority
Senior, hands-on IC