Enterprise Lending Officer - San Jose
Core
Provide consumer lending advice and residential mortgage loans to new-to-bank clients, focusing on self-sourced purchase business through external networks.
Role type
Senior IC consumer lending officer (mortgage origination)
Builds
Residential mortgage loans for new-to-bank clients
Domain
Banking / Real Estate Lending
Required skills
Business Development, Client Management, Credit and Risk Assessment, Pipeline Management, Loan Origination, Regulatory Compliance, Financial Analysis, Networking, Relationship Building, Credit Documentation
Preferred skills
FHA and HUD guidelines knowledge, MS applications proficiency, Complex financial data analysis, Time management, Adaptability
Technologies
MS applications, Laptop technology
Responsibilities
Engage in community development and outside sales activities to grow client and market share; Manage daily client and loan pipelines with high collaboration; Understand and apply lending processes, credit guidelines, and mortgage procedures; Source clients independently from external Centers of Influence (Realtors, builders); Provide compliant client advice and solutions using Consumer Lending and Core Banking products.
Seniority
Mid-Senior, hands-on IC