Sr Credit Underwriter/Underwriter II-Global Leasing/Large Corporates
Core
Performs risk assessment and repayment capacity analysis for moderately complex/complex transactions, delivering integrated credit solutions to large corporate clients.
Role type
Senior Credit Underwriter (Large Corporate/Leasing)
Builds
Credit facilities, lease/loan structures, and credit approval memorandums for large corporate clients.
Domain
Commercial Banking / Corporate Finance / Leasing
Required skills
Credit and risk analysis, Financial statement analysis, Loan structuring, Financial modeling, Business writing, Policy adherence, Portfolio monitoring, Negotiation, Collateral management, Regulatory compliance
Preferred skills
MBA, CFA, In-depth leasing/equipment finance experience
Technologies
Microsoft Office
Responsibilities
Evaluate credit worthiness and provide analysis/decisioning on credit facilities; Partner with Credit Officers and Relationship Management to assess and deliver credit solutions; Monitor client operating performance and financial condition; Deliver financial modeling and loan structure analysis; Ensure adherence to credit policies and regulatory requirements; Underwrite new transactions, analyze credit risk, and negotiate/close deals; Structure lease/loan terms including pricing, rates, payment, term, and collateral; Manage credit process for a portfolio including reviewing financial statements and assessing covenant compliance.
Seniority
Senior, hands-on IC