Credit Underwriter I-II or Senior
Core
Supports credit underwriting and monitoring for new and existing clients by managing portfolios of limited to moderate complexity, performing financial analysis, and evaluating risks.
Role type
Senior IC credit underwriter
Builds
Loan structures and credit decisions for middle market and large corporate clients
Domain
Commercial Banking
Required skills
Credit and Risk Assessment, Financial Analysis, Underwriting, Financial Forecasting and Modeling, Loan Structuring, Collateral Management, Business Acumen, Analytical Thinking, Credit Documentation Requirements, Attention to Detail
Preferred skills
Negotiating Credit Agreements, Knowledge of loan closing processes (real estate, revolvers)
Responsibilities
Manages a portfolio of clients supporting underwriting and/or monitoring requirements; Independently works with Relationship Management and Risk teammates to understand structuring needs; Delivers financial modeling and industry/economic analyses to support loan decision-making; Reviews work of junior teammates to provide feedback and ensure compliance; Has credit approval for certain credit actions; Leads loan structure conversations and completion of loan documentation with legal partners
Seniority
Senior, hands-on IC