GCIB- Commercial Credit Underwriter I/Commercial Credit Officer I
Core
Managing clients and related credit products by assessing credit needs, structuring loans, and driving approval processes.
Role type
Commercial Credit Underwriter I
Builds
Commercial credit loan structures and credit solutions
Domain
Banking / Commercial Lending
Required skills
Credit and Risk Assessment, Financial Analysis, Loan Structuring, Financial Forecasting and Modeling, Portfolio Analysis, Underwriting
Preferred skills
Business Acumen, Business Development, Critical Thinking
Technologies
MS Office (Excel, Word, PowerPoint)
Responsibilities
Partners with relationship management to assess clients' credit needs and create solutions; Leads loan structure conversations and negotiates loan documentation; Drives credit and risk approval processes for new originations, renewals, increases, and modifications; Leads ongoing monitoring efforts for a portfolio of clients in compliance with regulations and policy; Mentors and supports associates; Assists in delivery of financial modeling and industry analysis to support loan decision-making.
Seniority
Junior, individual contributor