Director, Risk
Core
Design and scale a comprehensive risk function, establishing governance standards and overseeing credit and fraud operations to balance disciplined risk management with commercial growth.
Role type
Senior risk leadership (Director)
Builds
Risk framework, governance standards, automated decisioning controls, and risk reporting infrastructure
Domain
Fintech / Card issuing / Lending
Required skills
Credit risk management, Fraud risk management, Risk governance, Product partnership, Regulatory compliance (BSA/AML, UDAAP), Executive communication, Team leadership, Strategic planning
Preferred skills
FRM, CPA, or CFE certification, Experience in fintech or financial services
Technologies
Automated decisioning systems, Risk reporting tools
Responsibilities
Build and own the risk tolerance framework including delinquency guardrails and fraud targets; Establish second-line risk governance and define areas requiring Risk approval; Lead the Risk Committee and manage escalation protocols; Govern first-line credit and fraud operations; Partner with Product and Engineering to translate risk policies into product logic and automated controls; Collaborate with Sales to maintain risk appetite and support responsible growth; Partner with Legal and Compliance on regulatory requirements; Translate operational risk indicators into financial insights for leadership; Build and maintain risk reporting infrastructure.
Seniority
Director, strategic leadership & team building