Staff Data Scientist
Core
Staff Data Scientist for Credit responsible for end-to-end data science strategy, model production, and portfolio analysis to drive lending decisions and risk management.
Role type
Staff Data Scientist (Credit Risk)
Builds
Production ML models for credit decisioning, underwriting, pricing, and collections optimization
Domain
Fintech, Consumer Credit, Risk Management
Deliverable
production ML models
Required skills
Python, SQL, predictive modeling, feature engineering, model monitoring, credit risk concepts, portfolio analysis, stakeholder influence, technical mentorship
Preferred skills
bureau data integration, alternative data, explainability frameworks (SHAP, LIME), high-growth startup experience
Technologies
Python, SQL, SHAP, LIME
Responsibilities
Own end-to-end data science strategy for Credit; Design, train, validate, and iterate on predictive models; Work with engineering to productionise models; Build robust monitoring frameworks for model performance and fairness; Partner with Product and Credit leaders to translate business problems into hypotheses; Lead deep-dive portfolio analyses; Act as technical mentor to analysts and data scientists
Seniority
Staff, hands-on IC with strategic influence