Auditor de cartera
Core
Strategic guardian of financial health, providing integral review and control of the credit portfolio based on risk detection and prevention.
Role type
Senior credit portfolio auditor (financial services)
Builds
Credit portfolio health, liquidity, and compliance with institutional policies
Domain
Retail financial services / Credit risk management
Required skills
Credit portfolio analysis, Financial risk analysis, Financial process auditing, General accounting, Fraud prevention, Collection operations management, Data protection regulations, ERP systems (Credit module), Strategic review execution, Field and desk auditing
Preferred skills
Decision-making security, Assertive communication, Organization
Responsibilities
Execute periodic reviews of credit files to validate strict compliance with affiliation and granting requirements; Conduct general portfolio audits in offices and integral credit audits; Analyze, evaluate, and coordinate the collection of values service in collection offices; Validate absolute adherence to institutional policies in credit placement; Manage and resolve various eventualities (extensions, payment applications, write-offs, frauds, and special audits); Generate monthly reports of findings and perform continuous administrative follow-up activities.