Senior Director, Credit Risk
Core
Lead strategic oversight and execution of Existing Customer Management (ECM) and Collections Strategies, balancing business growth with prudent risk governance for a rapidly scaling fintech.
Role type
Senior Director, Credit Risk (Strategy & Portfolio Management)
Builds
Credit policies, portfolio management methods, collections strategies, and automated decisioning engines for existing cardholders and borrowers.
Domain
Fintech / Consumer Lending / Credit Risk
Deliverable
production ML models
Required skills
Credit risk strategy, automated decisioning engines, loss forecasting, A/B testing frameworks, regulatory compliance, team leadership, executive influence, credit bureau data management
Preferred skills
Machine learning tools, next-generation analytical software, change management during economic shifts
Technologies
Automated decisioning engines, credit bureau data feeds, scorecard implementation, A/B testing frameworks
Responsibilities
Develop and execute credit line management and collections strategies; oversee real-time decisioning engines; lead test-and-learn agendas for portfolio optimization; manage relationships with credit bureaus; build and validate credit risk scorecards; create executive dashboards for delinquency metrics; ensure compliance with regulatory requirements and risk controls.
Seniority
Senior Director, strategic leadership & team mentorship
