Especialista em Políticas de Crédito – Consignado
Core
Define, implement, and monitor credit policies for public and private payroll deduction products, balancing growth, profitability, and loss control.
Role type
Senior credit policy specialist (financial services)
Builds
Credit portfolios for payroll deduction products
Domain
Financial services / Credit risk
Deliverable
production ML models
Required skills
Credit policy design, portfolio analysis, loss projection, customer segmentation, financial product knowledge, SQL, Python or R, quantitative analysis, critical thinking
Preferred skills
Experience with credit cards, vehicle loans, or personal loans
Technologies
SQL, Python, R
Responsibilities
Analyze credit portfolios to identify decision model improvements, evaluate loss projection adherence, develop exploratory data studies, monitor credit indicators and delinquency, collaborate cross-functionally with products and operations, prepare executive materials
Seniority
Senior, hands-on IC