Analista de Políticas de Crédito - Produtos Varejo
Core
Build, monitor, and evolve credit strategies for retail products (credit cards, personal loans, overdraft, secured products, real estate) by analyzing portfolio performance and transforming data into business insights.
Role type
Credit policy analyst (retail)
Builds
Credit policies and strategies for retail banking products
Domain
Financial services / Retail credit
Deliverable
dashboards & analysis
Required skills
SQL, Python, cloud data platforms (Databricks, AWS), statistical analysis, credit product knowledge
Preferred skills
English (intermediate), experience in credit/risk/analytics/strategy/data
Responsibilities
Develop studies on delinquency, profitability, and portfolio performance; Perform exploratory and quantitative analyses to support credit decisions; Create, review, and monitor credit policies; Build and consolidate databases for analysis; Monitor KPIs and identify performance improvement opportunities; Develop new credit strategies and products; Prepare materials and presentations for leadership
Seniority
Mid-level, hands-on IC