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Backend Technical Lead (Merchant Lending)

Ho Chi Minh City, Ho Chi Minh, Vietnam💼 Full-time🗓 2026-06-08 → 2026-09-30

Core

Lead the design and delivery of backend services for a cloud-native, event-driven Merchant Lending platform enabling embedded lending across Southeast Asia and South Africa.

Role type

Senior IC Backend Technical Lead (Fintech)

Builds

Distributed backend services, APIs, and event-driven workflows for onboarding, underwriting, offer generation, repayment, and servicing.

Domain

Fintech / Embedded Lending / Digital Banking

Required skills

Java, Python, distributed systems, microservices, event-driven architecture, API design, AWS, system design, technical documentation, incident management, CI/CD, mentoring

Preferred skills

Fintech/lending domain knowledge, multi-country platform experience, observability, regulated environment operations, AI-assisted engineering tools

Technologies

Java, Python, AWS

Responsibilities

Lead architecture and delivery for Merchant Lending services; Design distributed systems and event-driven workflows; Drive technical decisions on scalability and resilience; Mentor engineers through design and code reviews; Improve engineering practices in CI/CD and incident management; Support production operations and root-cause analysis.

Seniority

Senior, hands-on IC with leadership responsibilities

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