机构风控策略-风控
Core
Design and optimize credit risk strategies for consumer finance products, managing pre- and in-loan access, credit limits, and pricing while collaborating with financial institutions.
Role type
Mid-level credit risk strategy specialist
Builds
Risk policies, risk models, and monitoring systems for consumer finance assets
Domain
Consumer finance / Credit risk
Deliverable
production ML models
Required skills
Credit risk modeling, Python, SQL, statistical learning methods, risk policy design, data analysis
Preferred skills
Experience with joint lending models, understanding of consumer product lifecycles, risk indicator monitoring
Technologies
Python, SAS, R, Hive, SQL
Responsibilities
Participate in capital strategy formulation, optimize risk strategies with financial partners, build risk models to identify user risk, analyze and optimize risk policy effectiveness, monitor asset quality and risk indicators, collaborate with product and engineering teams on system requirements
