小微风控策略-风控
Core
Build a scientific, quantitative risk control decision system for small and micro customer segments to enhance risk identification and profitability.
Role type
Small business risk strategy specialist
Builds
Pre- and post-loan access, credit limits, and pricing strategies for small business products
Domain
Financial services / Small business lending
Deliverable
production ML models
Required skills
Risk modeling, data analysis, Python, SQL, SAS, R, small business product knowledge, risk lifecycle management
Preferred skills
Invoice loan and tax loan data application
Responsibilities
Design differentiated risk control strategies for customer segments, optimize strategies continuously, collaborate with product and operations to improve business efficiency
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