Sr. Mortgage Underwriter- West Coast or west coast hours preferred
Core
Review and approve mortgage applications by analyzing borrower credit, employment, and property details to ensure compliance with guidelines.
Role type
Senior Mortgage Underwriter
Builds
Mortgage loan commitments for retail and correspondent lenders
Domain
Financial Services / Mortgage Lending
Required skills
AUS experience, FNMA/FHLMC guidelines knowledge, credit analysis, regulatory compliance, documentation verification
Preferred skills
Encompass/Empower system experience, 5+ years mortgage underwriting experience
Technologies
AUS, FNMA, FHLMC, Encompass, Empower
Responsibilities
Analyze employment profiles, credit strength, and property characteristics; prioritize deals in workflow queue; select conditions for funding; input credit and property data into underwriting systems; verify supporting documentation; correspond with processors for outstanding items.