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信贷用户产品经理-Global Payment

上海💼 Full-time🗓 2026-09-28

Core

Design and plan BNPL, personal credit, and merchant finance products for C-end and B-end scenarios in Brazil and Mexico, optimizing local payment habits and regulatory compliance.

Role type

Senior Product Manager (Credit & Payments)

Builds

Localized credit products (BNPL, consumer loans, merchant lending) and core user flows (registration, credit granting, usage, repayment) for Latin American markets.

Domain

Fintech / Consumer Credit / Cross-border Payments

Deliverable

production ML models | product features

Required skills

Credit product lifecycle design, Risk control logic integration, Regulatory compliance (KYC/AML), Partner ecosystem management, Data analysis (SQL/Python), Product prototyping (Axure/Sketch), A/B testing.

Preferred skills

Experience with BNPL and e-commerce installment products, Local market entry strategy, Cross-functional team leadership.

Responsibilities

Define product roadmaps and PRDs for credit products in Brazil/Mexico; Coordinate technical and risk teams for project delivery; Design cooperation models with banks and fintechs; Optimize conversion rates and credit approval rates via data analysis; Ensure product compliance with local licensing and regulations.

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