Business Compliance Officer, UK & EU - Global Payment
Core
Lead end-to-end regulatory compliance for TikTok's cross-border financial services (BNPL, personal loans, merchant financing) across the UK and EU, managing licensing, frameworks, and regulator relationships.
Role type
Senior Business Compliance Officer (Financial Services)
Builds
Regulatory licensing frameworks and compliance programs for consumer and merchant financial products
Domain
Fintech, Consumer Lending, Cross-border Payments
Required skills
Regulatory licensing strategy, EU/UK financial services regulation expertise, Consumer credit compliance, Fintech-bank partnership compliance, Project management, Regulatory reporting
Preferred skills
Law/Business/Finance degree, CRCM/CCP/CPCO certification, BNPL product launch experience, RegTech knowledge, FOS complaints handling
Technologies
RegTech, Compliance management systems
Responsibilities
Lead credit broker and lender license applications across multiple EU jurisdictions; Manage FCA Temporary Permissions Regime (TPR) registration; Coordinate directly with national regulators (BaFin, ACPR, FCA, etc.); Develop compliance frameworks for bank partnership models; Establish due diligence and audit processes for partners and merchants; Monitor implementation timelines for PSD3/PSR and CCD2 regulations.