Collections & Recoveries Manager
Core
Manage deteriorating credit portfolios for Commercial Mortgages, Asset Finance, and Growth Finance by implementing repayment, restructuring, and recovery strategies to protect bank exposure.
Role type
Senior IC Collections & Recoveries Manager
Builds
Repayment plans, restructuring agreements, and asset recovery outcomes for distressed SME lending facilities
Domain
Fintech / SME Lending / Credit Risk Management
Required skills
distressed asset management, commercial mortgage lending, asset finance enforcement, insolvency practitioner coordination, solicitor liaison, IFRS 9 impairment reporting, regulatory compliance, portfolio delinquency analysis, budget management, market risk assessment
Preferred skills
site visit assessment, workout plan development, change management, process improvement
Technologies
IFRS 9, PD/LGD/EAD modeling tools
Responsibilities
Manage portfolio of accounts showing deteriorating credit quality; complete site visits to assess customer difficulties and develop workout plans; terminate finance agreements and coordinate asset sales; update watchlists and support monthly credit risk reporting; liaise with insolvency practitioners, collection agents, and solicitors; ensure accurate delinquency categorization for IFRS 9; anticipate regulatory changes and develop contingency plans; monitor recovery income and expenses against budget; evaluate market conditions and emerging risks; support change management to improve processes
Seniority
Senior, hands-on IC