Director of Portfolio Risk
Core
Own and evolve portfolio management strategy to balance profitability, credit risk, and customer value for a growing fintech customer book.
Role type
Senior IC Director of Portfolio Risk
Builds
Credit risk management frameworks, exposure strategies, and lifecycle treatment plans for a 6M+ customer portfolio
Domain
Fintech / Consumer Lending
Required skills
Credit risk management, Portfolio management, Customer lifecycle strategy, Portfolio economics, Exposure management, Data-driven decision making, Stakeholder influence, Governance frameworks, Commercial acumen, Team leadership
Preferred skills
Fintech or consumer lending experience, Track record in improving portfolio profitability, Understanding of unit economics and risk-adjusted returns, Experience with credit limit and product graduation strategies
Technologies
None explicitly stated
Responsibilities
Own and evolve portfolio management strategy balancing profitability and risk; Define and optimize customer management frameworks including credit limits and exposure; Drive continuous improvement in portfolio performance metrics (losses, arrears, utilization); Lead development of credit limit and product graduation strategies; Partner with Product, Data, Finance, and Commercial teams; Lead and develop a small high-performing team
Seniority
Senior, hands-on IC leadership