Small Business Credit Analyst
Core
Analyze and adjudicate retail and lease credit applications for commercial vehicles, manage credit portfolios, and drive operational process improvements to minimize risk and maximize profitability.
Role type
Credit Analyst with Business Process Improvement focus
Builds
Credit decisions, process maps, and operational efficiency initiatives for Daimler Truck Financial Services
Domain
Commercial vehicle financing, trucking industry, credit risk management
Required skills
Credit analysis, underwriting, financial data analysis, process improvement methodologies, compliance adherence, stakeholder communication, data validation, default management, cross-functional collaboration
Preferred skills
Bilingual English/French fluency, Canadian credit portfolio experience, knowledge of Canadian lending regulations, commercial/retail lending process expertise
Technologies
Microsoft Office Suite, eCredit Pro
Responsibilities
Analyze and decide on retail and lease applications including Canadian portfolio reviews; Communicate credit decisions and negotiate terms with dealers in English and French; Build relationships with dealers and District Finance Managers; Validate application data and resolve funding discrepancies; Manage first-payment defaults and act as liaison with collections; Travel to dealerships to review business performance; Support continuous improvement initiatives for automation and risk mitigation
Seniority
Junior to Mid-level, hands-on IC