Senior Program Underwriter
Core
Underwrite and manage workers' compensation accounts, evaluating risk, determining pricing, and maintaining underwriting discipline to support profitable program growth.
Role type
Senior Program Underwriter (Workers' Compensation)
Builds
Workers' compensation insurance programs and coverage solutions
Domain
Insurance / Workers' Compensation
Required skills
Workers' compensation underwriting principles, risk evaluation, pricing and terms determination, book of business management, regulatory compliance knowledge, analytical skills, relationship management
Preferred skills
CPCU, ARM, or AU designation, experience with complex risk evaluation
Technologies
Underwriting software, carrier guidelines systems
Responsibilities
Review and underwrite new and renewal workers' compensation submissions; Evaluate exposures, loss history, experience modification factors, and financial conditions; Determine appropriate pricing, terms, deductibles, and coverage requirements; Approve, decline, or modify risks based on underwriting judgment; Manage an assigned book of business with a focus on profitability and retention; Communicate underwriting decisions to agents and brokers; Negotiate terms while maintaining program standards; Monitor post-bind requirements like audits and loss-control recommendations; Provide technical guidance and support to underwriters and assistants.
Seniority
Senior, hands-on IC