Bank Compliance - Mortgage Advisory
Core
Lead compliance activities and affairs for residential mortgage lending, serving as a business partner to the mortgage division to ensure adherence to federal and state regulatory requirements.
Role type
Vice President, Lending Advisory Compliance Officer
Builds
Compliance controls, policies, procedures, and regulatory submissions for residential mortgage lending
Domain
Financial Services / Mortgage Lending / Regulatory Compliance
Required skills
Expertise in federal and state residential mortgage laws (TILA, RESPA, ECOA, HMDA, TRID, Fair Lending, FCRA, Privacy, FDPA, SCRA), regulatory compliance management, policy and procedure development, HMDA data management and reporting, loan documentation validation, system testing from a compliance perspective, project management
Preferred skills
CRCM certification, MBA or JD, experience applying consumer compliance controls at the business unit level
Technologies
Microsoft Word, Excel, SharePoint, PowerPoint, Mortgage Loan Origination Systems
Responsibilities
Provide compliance advice and guidance on controls to satisfy regulatory requirements; Update bank policies and procedures to reflect changing laws and regulations; Conduct ad-hoc reviews, testing, and monthly compliance QA reviews; Manage the HMDA team and handle HMDA exceptions; Submit the annual HMDA LAR; Review and update mortgage-specific training curriculum; Assist in gathering and validating loan documentation for audits; Guide and test mortgage loan origination system enhancements; Prepare reports for senior management on special projects
Seniority
Vice President, Senior Leadership