Regional Credit Officer
Core
Lead regional commercial credit operations, structuring large transactions ($15mm+), managing portfolio quality, and mentoring senior credit staff.
Role type
Senior IC regional credit officer with team leadership
Builds
Commercial loan portfolios and credit risk management frameworks
Domain
Banking / Commercial Lending
Required skills
financial acumen, team building, managerial skills, decision-making, risk assessment, portfolio monitoring, transaction structuring, credit underwriting, stakeholder management, strategic planning
Preferred skills
MBA, middle market lending experience, private banking experience, small business lending experience, line of business experience
Technologies
credit systems, CAP forms, risk rating tools
Responsibilities
Structure new transactions over $15mm and provide credit decisioning; Monitor credit portfolio performance and asset quality measures; Mentor and coach Senior Credit Officers and LOB staff; Approve cash management credit risk and derivatives within assigned authority; Establish action plans to bring portfolio quality back within risk tolerances; Participate in regional strategy and meet with significant clients to support business generation
Seniority
Senior, hands-on IC with team leadership