Analyst, Underwriter & Portfolio Manager
Core
Manage and analyze a portfolio of commercial real estate (CRE) loans secured by income-producing properties, ensuring performance and stability from closing through payoff.
Role type
Senior IC credit underwriter and portfolio manager
Builds
Capital One's CRE loan portfolio
Domain
Commercial Real Estate (CRE) lending and credit risk
Required skills
Property-level financial analysis, Financial modeling (NOI, DSCR, LTV), Market fundamentals analysis, Guarantor financial analysis, Credit risk rating, Compliance monitoring, Third-party report review
Preferred skills
CRE valuation methodologies, Interest rate hedging strategies, CRE-specific software (ARGUS, CoStar), Advanced Excel/Google Sheets for modeling
Responsibilities
Perform comprehensive underwriting of CRE assets (Multifamily, Industrial, Retail, Office), Calculate key real estate metrics and risk ratios, Evaluate submarket conditions and competitive positioning, Analyze individual and corporate guarantor financial strength, Author credit approval memorandums with risk ratings, Review third-party reports (appraisals, ESAs, PCRs), Monitor borrower compliance with loan covenants
Seniority
Mid-level, hands-on IC