Insurance Risk - Principal Associate (Remote-Eligible)
Core
Interpret complex insurance policy structures, identify and cure coverage deficiencies, and manage high-level exception requests to protect Capital One's commercial loan portfolio.
Role type
Senior IC insurance risk associate (commercial lending)
Builds
Compliant commercial loan portfolios for GSE requirements
Domain
Financial services / Commercial real estate lending
Required skills
Commercial insurance underwriting, policy analysis, waiver management, stakeholder coordination, force placement management, process improvement
Preferred skills
GSE multifamily loan experience, ARM/CPCU/CRM certification
Technologies
Loan documentation systems, policy management tools
Responsibilities
Review loan documentation and third-party documents to identify insurance requirements and deficiencies; Analyze insurance certificates, binders, and full policies for accuracy; Evaluate risk associated with deficiencies and draft justifications for waivers; Partner with internal lines of business and external stakeholders for expert guidance; Manage force-placed insurance processes and represent the department in audits; Identify opportunities to streamline workflows and improve internal controls.