Underwriter Senior
Core
Analyze complex financial and credit information, negotiate terms, and make credit decisions on consumer loan requests to ensure credit quality and profitability.
Role type
Senior consumer loan underwriter
Builds
Consumer loan products
Domain
Consumer Finance / Lending
Required skills
Credit analysis, financial statement analysis, fraud detection, negotiation, risk assessment, regulatory compliance, production management, mentorship, exception handling, strategic metrics utilization
Preferred skills
Independent thinking, learning agility, dealing with ambiguity, innovative thinking
Technologies
Credit bureau reports, internal underwriting standards, Fair and Responsible Lending Practices
Responsibilities
Analyze credit bureau reports and evaluate customer stability, ability, willingness, and collateral; Analyze complex financial data to identify fraud and assess credit worthiness; Review complex loans requiring exceptions and partner with leadership on deal reviews; Provide mentorship to less experienced underwriters and support staff; Utilize key metrics to improve volume results while maintaining underwriting integrity.
Seniority
Senior, hands-on IC with mentorship responsibilities
