SBA Lead Underwriter
Core
Review and decide small business loan requests, focusing on new money to new borrowers, while assisting junior underwriters and managing the full credit lifecycle.
Role type
Senior IC credit underwriter (SBA)
Builds
Production credit approval documents and funded loan structures for small business clients
Domain
Banking / Small Business Lending / SBA
Required skills
SBA SOP 50-10-6 knowledge, financial analysis, loan structuring, credit risk assessment, regulatory compliance, deal modeling, closing/funding coordination
Preferred skills
B2B/CCAS/nCino/AFS system proficiency, legal documentation negotiation, training development, restructuring expertise
Technologies
nCino, AFS, CLAS/LaserPro, Microsoft Excel, Microsoft Word, Outlook
Responsibilities
Review and approve new small business loan requests; assist junior underwriters with financial analysis and structuring; coordinate with relationship managers for deal pre-clearance and due diligence; prepare credit approval documents and manage closing/funding processes; oversee adherence to SBA policies and government regulations; develop training guidelines for SBA lending; manage deal amendments and restructurings.
Seniority
Senior, hands-on IC with supervisory potential