Senior Underwriter, High Value Homes
Core
Evaluating complex high-value and luxury residential risks to determine eligibility, coverage terms, and policy actions.
Role type
Senior individual contributor underwriter (high-value homes)
Builds
Insurance policies for high-net-worth homeowners
Domain
Insurance (Property & Casualty)
Required skills
High-value home underwriting, catastrophe risk assessment (wind, wildfire, flood), replacement cost estimation, risk mitigation evaluation, agent relationship management, independent judgment on large-limit risks
Preferred skills
Excess & Surplus (E&S) market experience, producer license, CPCU/AINS/CPIA designations, 360Value/e2Value tools
Technologies
360Value, e2Value, Microsoft Office, Microsoft Teams, Slack
Responsibilities
Evaluate high-value homeowner risks using inspection reports, aerial imagery, and valuation data; Assess construction quality and catastrophe exposures; Review replacement cost estimates and insurance-to-value calculations; Recommend risk mitigation measures; Communicate underwriting decisions and requirements to agents; Collaborate on guideline development and process improvements
Seniority
Senior, hands-on IC