Head of Member Credit Assessment
Core
Lead strategic direction, governance, and performance of credit assessment for consumer and business lending, ensuring quality decisioning aligned with risk appetite and regulatory obligations.
Role type
Senior leadership credit risk executive
Builds
Robust credit risk management frameworks and high-quality lending decisions
Domain
Banking / Financial Services / Credit Risk
Required skills
Strategic leadership, credit risk management, regulatory compliance (FAR, APRA, ASIC), stakeholder management, data-driven decision-making, team development, policy influence, operational efficiency optimization
Preferred skills
Experience in mutual banking or credit union heritage, deep knowledge of NCCP and responsible lending, automation and workflow optimization expertise
Technologies
Portfolio analytics tools, decision support systems, workflow automation platforms
Responsibilities
Lead credit assessment function across consumer and business lending; Support accountable executive under Financial Accountability Regime (FAR); Drive excellence across end-to-end lending lifecycle; Shape credit governance and delegation frameworks; Partner with Risk, Operations, Product, and Technology teams; Provide leadership on complex lending matters; Develop and inspire high-performing teams; Utilize portfolio analytics to identify emerging risks; Monitor external market developments and regulatory changes; Champion continuous improvement through automation and data insights
Seniority
Senior, hands-on IC with strategic leadership scope
